what is disability insurance
What is Disability Insurance?
Disability insurance can provide you with income if you become too sick to work, either temporarily or permanent. It helps protect your most valuable asset; your ability to earn a living. When you cant work, it can help you and your family pay your mortgage, auto loans, school loans, and credit cards.
Disability insurance, sometimes called health and accident coverage. is a designed to pay out a percentage of the your current wages if you become unable to work. The two main reasons for claiming benefits are:
- accidents (whether on the job or off)
- debilitating illnesses
Workers covered under disability insurance policies must prove that they cannot perform the majority of their present job duties to qualify for compensation.
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