do i need flood insurance
Flood insurance if you're not near water?
Dear Insurance Adviser,
More On Flood Insurance:
"real estate"
Dear Dry,
You're right. Homeowners policies don't cover flooding or any kind of water damage from water that enters the house at or below ground level. Fortunately, the federal government offers flood insurance. The question is: Do you need flood insurance if you don't live along a body of water like a lake or river? The answer is: maybe.
For sure, you need flood insurance if you live near a coastal area, as disastrous storms such as Katrina and Sandy have proven. Flooding often accompanies hurricanes, and not just along the coast but miles inland. Also, ocean-based earthquakes can cause tsunamis capable of causing flooding not just directly along the coast but also for some distance inland. (Remember the tsunami that was predicted ... http://auto-insurance.ucoz.com/news/do_i_need_flood_insurance/2013-07-01-4450
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