Germantown, TN Home Insurance Quotes & Coverages

germantown insurance company

Germantown, Tennessee Homeowners Insurance Policy Information

Coverage for Property and Possessions

Damage to the dwelling and the contents could be the biggest unexpected disaster awaiting a homeowner who has less coverage than needed. Most policies provide a stated maximum amount of coverage for thedwelling and another amount forcontents .

Generally,dwelling coverageis based onreplacement cost. which means that in the event of a total loss, the policy will provide reimbursement, up to the policy limit, to replace the structure. Ideally, a homeowner should buy enough insurance to completely rebuild the home, known asreplacement value. This figure may not be the home's actual market value or what the owner originally paid for the home. This is especially true in a depressed or an infla... http://insure.ucoz.com/news/germantown_insurance_company/2013-06-30-4268