Buying earthquake homeowners insurance - Mar. 4, 2010

homeowners earthquake insurance

Do you need earthquake insurance?

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Rates provided by Bankrate.com.

In the United States about 5,000 earthquakes strike each year. Since 1900, earthquakes have occurred in 39 states and caused damage in all 50.

The potential damage and cost of earthquakes is increasing all the time because there's simply more buildings and development in risky areas. Plus, older buildings tend to be more vulnerable to a quake.

While the United States experiences only 2% of the world's earthquakes, some 90% of its population lives in seismically active areas. Some of the most vulnerable cities include: major metro areas in California, Seattle, Portland, New York City, Salt Lake City and St. Louis.

2. Pricing factors

Earthquakes in the United States are not covered under standard homeowners policy. You'll have to... http://insure.ucoz.com/news/homeowners_earthquake_insurance/2013-06-03-2972