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Homeowners Insurance FAQ

What is homeowners insurance and who should buy this type of coverage?

Homeowners insurance is one of the most popular forms of personal lines insurance on the market today. The typical homeowners policy has two main sections: Section I covers the property of the insured and Section II provides personal liability coverage to the insured. Almost anyone who owns or leases property has a need for this type of insurance. And many times, homeowners insurance is required by the lender as part of the requirements in obtaining a mortgage.

Why is homeowners insurance sometimes referred to as a packaged policy? What are the major parts of the package?

Before the 1950, if a person wanted to purchase all the covera... http://life-insurance.ucoz.com/news/homeowner_insurance_policies/2013-06-22-4009