Optional Mold Exclusion on Homeowners Insurance - Austin Insurance Group

does homeowners insurance cover mold

Optional Mold Exclusion on Homeowners Insurance

Everything you need to know about the mold endorsement.

According to Commissioner Montemayor, The HO-162A endorsement is intended to effectively return coverage to what it was prior to the recent sharp escalation of mold claims.

Endorsement No. HO-162A Homeowners Amendatory

January 1, 2002 (Applicable to Form HO-B only)

SECTION I EXCLUSIONS, Exclusion 1. f. is amended to read as follows:

f. We do not cover loss caused by:

(1) wear and tear, deterioration or loss caused by any quality in property that causes it to damage or destroy itself.

(2) rust or rot.

(3) dampness of atmosphere, extremes of temperature.

(4) contamination.

(5) rats, mice, termites, moths or other insects.

<... http://the-insurance.ucoz.com/news/does_homeowners_insurance_cover_mold/2013-06-04-2914