Disability Income Insurance

disability income protection insurance

We all know what a disability is. But, critical to your insurance protection is the definition of the term disability in the disability income policy you buy. You may be disabled, but not in a way which affects your ability to pursue the material and substantial duties of your occupation. If you are able to pursue these duties, then you are not entitled to benefits under your policy.

Thats the key question when you make a claim under a DI income policy. Your actual disability must meet the definition of disability in your policy.

You determine the answer to this key question by reading your DI policy carefully. What your policy language says is the law of your case. If you have any doubts of the meaning of the language, go it with your insurance adviser or consult a knowledgeable, experienced DI lawyer.

But, first and foremost, the time to pay close attention to the definition ... http://motor-insurance.ucoz.com/news/disability_income_protection_insurance/2013-06-26-4114