california auto insurance policy
California Car Insurance
Car insurance is a little different in California. Companies are required to focus more on who you are than where you live. And, the use of credit is not permitted, as it is in most other states. Your auto insurance rate will be based on the personal information you provide - and your insurance company will verify that information using your MVR and claim history.
Your driving record, annual mileage and the number of years licensed are the three most important factors for California insurance rates. Your home address is also important, but Proposition 103 keeps rates relatively lower in urban areas. Some insurance companies ask about your education, occupation, or grades in college. And, the coverage, deductibles, and safety features of the cars you drive will determine your final rate.
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