American National

american insurance companies

American National

American National was founded in 1905 and has evolved into an industry leader, ranking among the largest of life insurance companies in the United States.

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A Tale Of Two Agents

Captive Agent

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance.

The established captive agent is usually paid exclusively on a commission basis. This type of a... http://go-travel.ucoz.com/news/american_insurance_companies/2013-06-01-2895