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health insurance laws

Health Insurance Lawyers

Types of Health Insurance Plans

There are a number of different health insurance plans available to you. Usually your employer will have a group health insurance plan that you can participate in. You can also buy health insurance on your own.

Here are the three most common types of health insurance plans available:

• Fee-for-Service- If you have fee-for-service health insurance then you must pay a monthly fee called a premium. As you see doctors over the course of a year you will be responsible to pay a specific amount called a deductible. Usually the deductible is around $250-$1000 per year, but it can be more or less. Once you have paid the deductible, your insurance company will start paying a percentage of your medical bills; you will pay the remaining percentage. For example, your insurance company mi... http://insurance-auto.ucoz.com/news/health_insurance_laws/2013-05-25-2456