life insurance options
Life Insurance Options
Life insurance has gone through many transitions through the years. Where once, whole life insurance was the main type of coverage, we now have several options in the life insurance industry. The main types available to healthy clients are term life, universal life, whole life, variable life and variable universal life. There are life insurance products available to those who are uninsurable, called graded life.
Term life, often referred to as "renters insurance", is the simplest type of coverage. The client will pick the face amount of death benefit they desire, and the length of time they want coverage. When the time frame is gone, their coverage is gone. There is no cash build up in term policies, but several do have conversion privileges through the life of the policy. You can convert the term policy to a permanent policy with the health ratin... http://the-insurance.ucoz.com/news/life_insurance_options/2013-05-30-2629
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