Household Insurance advice for Consumers

householders insurance policy

Home Insurance

Buildings Insurance covers loss or damage to the structure of your home, the building itself.Contents Insurance (see below) covers your possessions.

How much cover do I need?

The amount of insurance you arrange should be enough to cover the total cost of rebuilding your premises. The rebuilding cost of a building is not the same as its market value. Depending upon the type of property the rebuilding cost could be more or less than the property valuation. Your Insurance Company will provide a conversion table to estimate the rebuilding costs and give you an idea of the level of insurance you require. You could also pay a surveyor to carry out a rebuilding estimate survey for you. If your property is very valuable or is a listed building it is almost certainly worth obtaining a professional valuation first.

Insurance ... http://insurance-a.ucoz.com/news/householders_insurance_policy/2013-05-30-2457