Do I need to purchase flood insurance when buying a home in Florida?

florida flood zones

Florida flood insurance

You should consider purchasing flood insurance as part of your homeowners insurance coverage. Flooding can cause thousands of dollars of damage to your home, contents and personal property and it does not require more than a few inches of flooding to be damaging.

Buying flood insurance

Flood insurance rates are determined by the risk of the area. Flood insurance maps show the high-risk areas of flooding. The cost of flood insurance will be higher in high-risk areas as compared to low and moderate risk areas. There is usually a waiting period so contact your insurer now to discuss your flood insurance needs.

Flood zones

Zones A, AE, A1-30, AH, AO, V, VE, V1-30 are considered high-risk areas. Federal mortgages require flood insurance for property in these zones. Homeowners should hav... http://life-insurance.ucoz.com/news/florida_flood_zones/2013-05-26-2573