Short Term Disability Insurance

disability insurance for pregnancy

Short Term Disability Insurance

ShortTerm Disability insurance is most commonly known for being a benefit available through an employersponsored, group insurance plan. It is one of the benefits most often offered and obtained at work, but can also be purchased on an individual basis.

To define Short-Term Disability insurance is quite difficult because of the variations available. It provides a monthly benefit when an illness or injury prevents you from being able to work for a relatively short period of time. In a group benefit setting, it usually constitutes a Disability insurance policy that has a 714 day Elimination period and a 36 month Benefit period, which means benefits begin after 714 days of being unable to work and will pay for up to 36 months per claim. On an individual basis however, ShortTerm Disability insurance can constitute anywhere up to a 2 or 5year Benefit period.... http://for-insurance.ucoz.com/news/disability_insurance_for_pregnancy/2013-05-29-2610