Short and Long Term Disability Income Insurance Explained | Quotes/ Rates

pilot disability insurance

Occupation (please be specific):

If you are self-employed, unemployed or your occupation requires that you carry a firearm, you may not be qualified for long term disability insurance.

Please list any health issues below:

You may not qualify for disability insurance if you have more than just minor health issues. If you are currently healthy, please type none in the box below, if you have only a minor health condition, please describe it below.

The easiest way to understand disability insurance is to think of it as disability income insurance or “income replacement” insurance, which is actually what it is. It does not pay a doctor, hospital or nursing home. Instead it provides you with up to about 75% of your income in the event that you should be come unable to participate in gainful employment.

Large employers usually prov... http://the-insurance.ucoz.com/news/pilot_disability_insurance/2013-06-30-4176

Pilots

pilot disability insurance

Loss of Medical / License - Individual

There are very few occupations that are as demanding as that of a professional pilot. There are even fewer that impose the stringent health requirements demanded of every pilot. A slight medical deficiency can cause indefinite grounding, causing a loss of income and financial hardship. CSU provides Loss of License disability insurance to assist in providing an adequate disability estate for pilots.

Who can we insure?

Corporate Pilots, Cargo Pilots, Commercial Pilots, Agricultural Pilots, Firefighter Pilots, Test Pilots, Air Ambulance Pilots or flight instructor (fixed or rotary wing) holding a current license and who is gainfully employed and actively at work.

OPTION 1 - Lump Sum Loss of Medical / Loss of License

This option provides a single, tax-free, lump sum payment should a pilot ever permanently lose their medical certificate... http://insurance-a.ucoz.com/news/pilot_disability_insurance/2013-06-23-3831