Home Insurance India, Home Insurance Industry, Home Insurance

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India's Home Insurance Industry

The home insurance industry falls under the general insurance umbrella sector. It is a very popular industry in India due to the obvious reason of the inherent risks faced in India.

In the paragraphs below, we shall seek to explore this industry in depth focusing on its importance, the kind of policies available in the market together with policy exclusions, how the claim process is done and finally quote a couple of companies that are the driving force in this industry.

Importance Of Getting The Cover

Your home is your most valuable asset. Both the structure and the contents in them. This is where you hold memories of your family growing from stage to stage. This is where you go to when you need some peace of mind.

This is also where you keep your sentimental assets. When catastrophes str... http://motor-insurance.ucoz.com/news/home_insurance_india/2013-06-17-3566

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home insurance india

Building and its contents

Jewellery and valuables

Domestic appliances, TV, VCR, Audio Systems, PC etc.

Baggage while on travel

Accidental injury causing death/disability

Liability to third parties

Who can be Insured?

Any householder exposed to any of the above contingencies. Benefits under Four (minimum) or more sections can be chosen. P.A Cover available for Insureds spouse and children (Age: 12 to 70)

What is Insured?

Cover fewer than ten sections with option to choose minimum 4 sections for availing discount in premium. Cover against contents is compulsory.

Building and contents :Fire, lightning, Acts of God, Riot and Strike, impact, explosion of gas in domestic appliances, overflow of water tanks.

Burglary,... http://motor-insurance.ucoz.com/news/home_insurance_india/2013-05-30-2684